iDEAL, launched in 2005, provides a payment guarantee to merchants while enabling consumers to pay online through their mobilebanking app or online bank account. iDEAL is based on the SEPA credit transfer and seamlessly integrates with the online banking systems offered by banks. It is now the most successful and most used payment method in the Netherlands, experiencing continuous growth; in 2020, a 25% year on year increase led to 890 million transactions totalling EUR 70 billion (Dutch PaymentsAssociation).

Benefits Include

Accept iDEAL

Komoju offers a full-service iDEAL solution, including reconcilliation, settlement and processing.

Market reach


Settlement currencies


Payment type

Bank Transfer

Target Group

Consumer & Business

Processing Currencies


Payout Cycles

Weekly or Monthly


Partial Refunds

Partial Captures

3D Secure

Recurring Transactions



We charge a processing fee and transaction fee
depending on the payment method.

Transaction fee

0.39 EUR

Start with

Become a KOMOJU merchant, and accept payments on your site in just a few steps.