Giropay
With giropay, consumers are using their bank’s secure online banking: their bank account information and transaction details remain fully protected and secure. When consumers check out, they can use giropay directly without any additional registration. According to giropay, the payment method supports nearly all banks in Germany, and there are over 45 million online banking customers who use it (54% overall population).

Benefits Include
- Suported by the majority German banks
- Refunds and partial refunds
- 45 million users
- Payment guarantee
Accept Giropay
Komoju offers a full-service Giropay solution, including reconcilliation, settlement and processing.
Market reach
Germany
Settlement currencies
USD, EUR, JPY
Payment type
Bank transfer
Consumer & Business
Processing Currencies
EUR
Weekly or Monthly
Partial Refunds
3D Secure
Recurring Transactions
Chargebacks
Pricing
We charge a processing fee and transaction fee
depending on the payment method.
Transaction fee
1.3% + 0.25 EUR
Start with
KOMOJU
Become a KOMOJU merchant, and accept payments on your site in just a few steps.