Japanese Payments

Open your business to world’s fourth largest economy.

The Japanese e-commerce market is worth $150.1B. With KOMOJU, all it takes is a few clicks and you’ll be ready to start accepting payments from a booming market that’s expected to increase its international spending in the next few years.

Be early to the Japanese market by offering payment terms in popular local payment methods, from konbini to smart phone payments.

$150B
e-comm industry
18%
Expected growth
of e-comm market

Be early to the Japanese market by offering payment terms in popular local payment methods, from konbini to smart phone payments.

$150B
e-comm industry
18%
Expected growth
of e-comm market

Get paid with local and international credit cards

Almost 80% of all purchases in Japan are paid for with credit or debit cards. With KOMOJU, all it takes is a few clicks to create a secure checkout for Japanese customers, boost your conversion rates and open your business to a new market.

JCB is the most popular local Japanese credit card brand with over 140 million card members, making up 35% of all card transactions in Japan. JCB also has a higher average transaction value (ATV) than most other credit/debit cards.

Rate: 3.85% per transaction

Visa is one the most popular credit and debt cards in the world, handling over 597 million transactions every day across over 200 countries and territories. In Japan, Visa handles 40% of all credit/debit card transactions.-

Rate: 3.6% per transaction

One of the most popular and well-trusted global brands, Mastercard make payments easier and more efficient for customers around the world. This results in $7.7T of payments being processed every year.

Rate: 3.6% per transaction

With around $70million American Express cardholders worldwide that spend over $850B a year, American Express is a great option to offer customers that are likely to have a high ATV.

Rate: 3.85% per transaction

As the world’s oldest credit card, Diners Club has a selection of affluent cardholders that spend on airlines, hotels and other premium services around the world. If you’re active in this area, offering your customers the option to pay with Diners Club is a smart move.

Rate: 3.85% per transaction
Discover logo

The Discover Card, introduced in 1985 by Discover Financial Services, is a credit card known for no annual fees, cashback rewards, and high credit limits. It emphasizes customer service and innovative financial solutions.

Rate: 3.85% per transaction

Let your customers pay in cash at konbinis

Konbini (convenience store) payments are popular for cash payments in Japan, enabling e-commerce transactions in a culture where cash is considered more trustworthy and secure than other payment methods. With konbini payments, Japanese consumers can make purchases online and pay with cash at over 50,000 nearby convenience store locations.

Give your customers the freedom to use digital wallets

Smartphone payments have been growing in popularity exponentially in recent years due to Covid 19 and a government push towards a cashless society. An easy way for consumers to get rewarded for making payments, it’s popular with younger audiences and point-hunting older users.

Let your customers buy now and pay later

Buy Now Pay Later has been growing in popularity among Japanese consumers over the last 5 years and is forecasted to reach ¥1 trillion by 2021 and ¥1.8 trillion by 2024. Give your customers the ability to buy now and pay later (while you get paid immediately) to drive conversions and a more frictionless checkout experience.

Accept payments by direct bank transfer

Bank transfers, known as furikomi, are the second-most popular payment method in Japan and make up around 14% of sales. Add direct bank transfer to your checkout stack to meet customers where they’re at and create a better, smoother checkout experience that drives your bottom line.

Offer carrier billing for faster checkouts

Carrier billing lets your customers checkout immediately by letting them add the cost of their transaction to their monthly phone carrier bill. All they need to do is verify their purchases using their PIN and they’ll be able to check out without needing to enter their credit cards details.

Give your customers the freedom to use prepaid vouchers

Prepaid vouchers are growing in popularity in Japan, especially among younger demographics, with the market having grown at a compound annual growth rate of 8.2% between 2017-2021. From 2022-2026, the market is expected to ramp up to 10.9% and be worth $250.87B USD by 2026.

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Payment methods

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