Small Business Support Program
Accept card payments at 2.4%*
Supported Payment Methods
Who can participate?
Eligibility criteria
- You are a small and medium-sized business owner and meet the SME definition set by Japan’s Small and Medium Enterprise Agency (here)
- Your business is not affiliated with a publicly listed company, a large corporation.
- Your business is not from the excluded categories including travel agencies, accommodation providers (hotels, pensions, ryokans, guesthouses, etc.), transportation services (airlines, railways, buses, taxis, maritime transport, etc.), real estate, department stores, tobacco retailers, and certain B2B businesses etc.
- You have not been excluded/ rejected from this program earlier.
- You do not have any contracts related to the application of this program (including similar programs) either through payment service providers other than Degica, or with credit card companies other than those designated by Degica.
- This program primarily aims to promote card payments among stores that have never accepted them before.
Terms and conditions
- Must have a handling contract for Credit Cards only with our company.
- Abide by the prohibited items and agreements set by the international payment brands.
- Eligibility is reviewed frequently, If your total transaction volume over the 12 months preceding a review exceeds ¥20 million for Visa or ¥10 million for MasterCard, you will no longer qualify for the special pricing.
- This program may be available for a limited time only and the provider of the special program may terminate the program without prior notice.
- Provide the proof that you meet all the required conditions in case you are asked for it. You will need to pay back the differential fees if you are found misrepresenting the facts.
- Agree to share information related to your business and transaction volume with the card brands for eligibility check and monitoring purpose.
*This is a condensed summary of criteria and terms and conditions. You will be able to read in details during your application to the program.
How do I start?
3 simple steps to save on transactions fees if you are a small business owner
Register your store in KOMOJU
Create KOMOJU Account including application for credit card payment networks
Apply for SMB program
Read the SMB program criteria and confirm that you qualify and agree to the terms and conditions
Good to go!
We will confirm your details and get you the in-store payment solution at the subsidized price
FAQs
This program has been introduced to encourage cashless transactions among small merchants. This initiative aims to reduce the financial burden on SMEs by subsidizing costs associated with cashless payment devices and merchant fees charged by cashless payment providers
Check the eligibility criteria above and if you qualify, indicate your interest in the program in KOMOJU onboarding form by agree to our terms & conditions.
The program is mainly for offline or face to face payments. Please read more about the program as you fill up KOMOJU onboarding form. Also, reach out to us if you have any questions.
