Japanese Payments
Open your business to world’s fourth largest economy.
The Japanese eCommerce market is worth $150.1B. With KOMOJU, all it takes is a few clicks and you’ll be ready to start accepting payments from a booming market that’s expected to increase its international spending in the next few years.
Be early to the Japanese market by offering payment terms in popular local payment methods, from konbini to smart phone payments.
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Be early to the Japanese market by offering payment terms in popular local payment methods, from konbini to smart phone payments.
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Get paid with local and international credit cards
Almost 80% of all purchases in Japan are paid for with credit or debit cards. With KOMOJU, all it takes is a few clicks to create a secure checkout for Japanese customers, boost your conversion rates and open your business to a new market.
JCB is the most popular local Japanese credit card brand with over 140 million card members, making up 35% of all card transactions in Japan. JCB also has a higher average transaction value (ATV) than most other credit/debit cards.
Visa is one the most popular credit and debt cards in the world, handling over 597 million transactions every day across over 200 countries and territories. In Japan, Visa handles 40% of all credit/debit card transactions.-
One of the most popular and well-trusted global brands, Mastercard make payments easier and more efficient for customers around the world. This results in $7.7T of payments being processed every year.
With around $70million American Express cardholders worldwide that spend over $850B a year, American Express is a great option to offer customers that are likely to have a high ATV.
As the world’s oldest credit card, Diners Club has a selection of affluent cardholders that spend on airlines, hotels and other premium services around the world. If you’re active in this area, offering your customers the option to pay with Diners Club is a smart move.
The Discover Card, introduced in 1985 by Discover Financial Services, is a credit card known for no annual fees, cashback rewards, and high credit limits. It emphasizes customer service and innovative financial solutions.
Let your customers pay in cash at konbinis
Konbini (convenience store) payments are popular for cash payments in Japan, enabling e-commerce transactions in a culture where cash is considered more trustworthy and secure than other payment methods. With konbini payments, Japanese consumers can make purchases online and pay with cash at over 50,000 nearby convenience store locations.
Established in 1927, 7-Eleven is Japan’s most popular konbini with over 20,000 stores across the country. In fact, every single day, 7 million customers visit a 7-Eleven Japan store.
Established in 1981, FamilyMart is Japan's second largest convenience store chain with over 16,000 stores nationally and taking 2T yen in sales annually.
Founded in 1980 and now owned by mega-store AEON, MiniStop has over 1,900 stores across Japan and draws heavy footfall thanks to its hot food counter.
Established in 1975, Lawson serves 8 million customers at konbinis across Japan every single day and processed 698 billion Japanese yen in sales in 2021.
Founded in 1977, the Daily Yamazaki chain of konbini has over 1000 stores nationally and made over 150B yen in sales in 2021.
Opening its doors in 1971, Seicomart was the original konbini and remains a popular konbini to this day with over 1,100 stores across Japan.
Give your customers the freedom to use digital wallets
Smartphone payments have been growing in popularity exponentially in recent years due to Covid 19 and a government push towards a cashless society. An easy way for consumers to get rewarded for making payments, it’s popular with younger audiences and point-hunting older users.
The most popular smartphone payment in Japan, PayPay is a feature-rich smartphone-based payment service that lets users to store money from a bank account in their PayPay wallet and make payments with it.
LINE Pay is a smartphone payment method based on a widely popular messenger app, LINE. LINE Pay allows consumers to pay with their mobile phone by scanning a QR code on the screen.
Powered by Mercari, a popular online marketplace in Japan, Merpay allows customers to use their earnings on the platform to make additional purchases online.
Join 5M merchants accepting Rakuten Pay today with KOMOJU. This payment method is widely popular among the 100M members of Rakuten ID.
Developed by KDDI, a popular mobile carrier, Au Pay is a payment app that offers your customers the ability to pay with their phones and earn “Ponta points” that they can use to receive money off their purchases.
d Payment is a carrier billing service offered by NTT Docomo, one of Japan’s leading mobile phone companies.
Let your customers buy now and pay later
Buy Now Pay Later has been growing in popularity among Japanese consumers over the last 5 years and is forecasted to reach ¥1 trillion by 2021 and ¥1.8 trillion by 2024. Give your customers the ability to buy now and pay later (while you get paid immediately) to drive conversions and a more frictionless checkout experience.
Accept payments by direct bank transfer
Bank transfers, known as furikomi, are the second-most popular payment method in Japan and make up around 14% of sales. Add direct bank transfer to your checkout stack to meet customers where they’re at and create a better, smoother checkout experience that drives your bottom line.
Furikomi is extremely popular among Japanese customers. Expand your customer base and let your customers pay how they feel comfortable by accepting direct bank transfers.
PayEasy is a popular domestic bank transfer service that lets your customers pay for their purchases at post offices, banks and ATM, sending the money directly to you.
Offer carrier billing for faster checkouts
Carrier billing lets your customers checkout immediately by letting them add the cost of their transaction to their monthly phone carrier bill. All they need to do is verify their purchases using their PIN and they’ll be able to check out without needing to enter their credit cards details.
NTT docomo is the largest mobile phone carrier in Japan with a market share of 36%.。
au KDDI is the second largest and rapidly growing mobile carrier in Japan.
Softbank is the third largest mobile carrier in Japan, with a market share of 21%.
Give your customers the freedom to use prepaid vouchers
Prepaid vouchers are growing in popularity in Japan, especially among younger demographics, with the market having grown at a compound annual growth rate of 8.2% between 2017-2021. From 2022-2026, the market is expected to ramp up to 10.9% and be worth $250.87B USD by 2026.
A digital prepaid voucher that lets customers pay in local currencies, WebMoney is the major prepaid card operator in Japan.
A popular prepaid voucher operator in Japan, Bitcash lets your customers pay with a pre-paid digital wallet to make them feel safer and more confident in their purchase.
With 3D security and PCI compliance, NetCash integrations are a great way to drive sales and reduce the chances of fraud or chargebacks on card transactions.
Read the latest whitepaper about an essential Japanese local payment method, Konbini Payments.
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